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Garnishee Proceedings

A Garnishee Proceeding is an enforcement method used after a court judgment has been obtained. It allows a judgment creditor to recover outstanding debts by obtaining a court order directing a third party, such as a bank, to pay money owed to the debtor directly towards the judgment debt.

At Chambers of Koon, we advise businesses on whether garnishee proceedings are appropriate and assist with preparing the necessary court applications to enforce judgments efficiently.
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How Chambers of Koon Can Help

As a debt recovery firm, we advise businesses on whether a Garnishee Proceeding is the most effective enforcement option, prepare the necessary court documents, and represent clients throughout the application process.

Understanding the Process

Key Stages of the Garnishee Proceedings process

STEP 01

Obtain a Court Judgment

Before garnishee proceedings can begin, you must first obtain a court judgment confirming that the debtor owes you money.

STEP 02

Identify a Third Party

The next step is to identify a third party that holds money belonging to the debtor or owes money to the debtor, such as a bank.

STEP 03

Apply for a Garnishee Order

An application is filed with the court requesting an order directing the third party to pay the funds towards the outstanding judgment debt.

STEP 04

Court Hearing

The court considers the application and determines whether a garnishee order should be granted based on the available evidence.

STEP 05

Recovery of Funds

If the order is granted, the third party pays the specified amount directly towards satisfying the judgment debt, reducing or settling the outstanding balance.

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